Financial Assistance Package for Borrowers with Economic Slowdown Impact

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Financial Assistance Program for Commercial Loan Borrowers

I. Financial Relief Measures
- 1) For Small and Medium Enterprises (SME) whose Group Credit Cash Limit ≤ 100 Million Baht and not NPL as at 31 December 2019
  - Automatic Loan Repayment Holiday for 6 months on both principal and interest (April 2020 – September 2020)
  - For borrowers who are not interested in joining the program, please contact your Relationship Manager or make payment as due
  - The Bank reserves rights to continue interest charge during the holiday
- 2) For other commercial lending borrowers, who request for relief package, the Bank will consider the following
  - Lower long-term loan interest rate by maximum 2% for up to 6 months
  - Grace period on long-term loan principal up to 12 months
  - Lower long-term loan installment amounts up to 12 months
  - Extension of long-term loan tenor up to 12 months
  - Extension of maturity date on credit transaction by maximum 12 months
II. Credit granted to SME whose total Group Limit ≤ 500 Million Baht (excluding contingent liability)
- Bank will consider providing Cash Facility up to 100 Million Baht with 2% interest rate without additional collateral required
- Maximum facility tenor up to 2 years
- No Credit fee eg. Front end fee