High credit limit with long-term repayment plan

Fees
  • Front-end fee of up to 2% of approved loan (minimum of THB 20,000)
  • Other fees per the Bank’s announcement
Qualifications of applicant
  • Thai individual person aged  20-65 years
  • Engaged in business for not less than 2 years
  • Has good earnings and financial record

 
Required Documents
Individual
Copy of ID card and house registration*
  •  
Bank statement of past 6 months (Maximum of 3 accounts)
  •  
Copy of trade registration certificate
  •  
Copy of Memorandum and Articles of Association and certificate of company seal (issued not exceeding 3 months)
 
Copy of financial statements for the past 3 years
 
Copy of taxpayer ID / Por Por 20
  •  
Copy of collateral ownership evidence
  •  
Map of business location
  •  
Photos of interior / exterior of business place and photos of products
  •  
Copy of marriage certificate / divorce certificate / copy of certificate of name or surname change / death certificate of spouse* (if applicable)
  •  
Letter of consent for Credit Bureau checking of borrower / co-borrower
  •  

*Documents of borrower / co-borrower / authorized director(s) of juristic person /
Shareholder(s) holding 20% shares and over / owner of collateral / spouse of above-mentioned persons
For more information, please contact
Bank of Ayudhya PLC (all branches)

 

Empower your business to its full potential with Kern-roi loan
  • High credit limit up to 130% of collateral value
  • Long-term repayment up to 10 years
Credit Detail
Total credit line From THB 200,000 - 15,000,000
Type of credit Long-term loan
Credit term Up to 10 years
Interest rate (per year) Not more than MRR+2.0%
Collateral Land and construction namely,
factory / residence (single detached house, townhouse, condominium) / commercial building
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