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Business
Loans
Annual sales amount not more than 20 million
High credit limit with long-term repayment plan
High credit limit with long-term repayment plan
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Fees
Qualifications of applicant
Required documents for preliminary loan consideration
Fees
Front-end fee of up to 2% of approved loan (minimum of THB 20,000)
Other fees per the Bank’s announcement
Qualifications of applicant
Thai individual person aged 20-65 years
Engaged in business for not less than 2 years
Has good earnings and financial record
Required documents for preliminary loan consideration
Required Documents
Individual
Copy of ID card and house registration*
Bank statement of past 6 months (Maximum of 3 accounts)
Copy of trade registration certificate
Copy of Memorandum and Articles of Association and certificate of company seal (issued not exceeding 3 months)
Copy of financial statements for the past 3 years
Copy of taxpayer ID / Por Por 20
Copy of collateral ownership evidence
Map of business location
Photos of interior / exterior of business place and photos of products
Copy of marriage certificate / divorce certificate / copy of certificate of name or surname change / death certificate of spouse* (if applicable)
Letter of consent for Credit Bureau checking of borrower / co-borrower
*Documents of borrower / co-borrower / authorized director(s) of juristic person /
Shareholder(s) holding 20% shares and over / owner of collateral / spouse of above-mentioned persons
For more information, please contact
Bank of Ayudhya PLC (all branches)
Call 1572
Empower your business to its full potential with Kern-roi loan
High credit limit up to 130% of collateral value
Long-term repayment up to 10 years
Credit
Detail
Total credit line
From THB 200,000 - 15,000,000
Type of credit
Long-term loan
Credit term
Up to 10 years
Interest rate (per year)
Not more than MRR+2.0%
Collateral
Land and construction namely,
factory / residence (single detached house, townhouse, condominium) / commercial building
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